Archive of Small Business Financial Articles

First QTR

5 Ways to Smooth Out Your Small Business Cash Flow Business owners are sometimes challenged with covering operating expenses. Finding ways to smooth out cash flow a struggle. Here are some tools to help you.... more Will Your Business be a Victim of Employee Fraud? If the opportunity presents itself, employee fraud can happen in your business. Prevent it from occurring in the first place. Here are some tips.... more Why it’s Critical for Business Owners to Diversify Gain control of your money and know where it is going. Whether you are technologically inclined or do your budget with paper and pen, these tips will help you.... more Five Ways to Boost Financial Performance Boosting your financial performance can get you to the next level. Learn how to focus on critical aspects of your business to help you achieve that goal.... more Having Trouble Hiring, Keeping Employees? Time to Get Creative Employers are becoming creative with their benefits and perks to outdo other employers. Here is a sampling of what jobseekers are finding during their job hunt.... more Tax Filing Mistakes Business Owners Must Avoid Keeping up with changing tax rules and not keeping precise and organized records are just some of the mistakes small business owners make. Here are some of the mistakes to avoid.... more

Second QTR

Give Back to Your Community and Watch Your Business Grow Create goodwill in your community. It doesn’t have to be all about the money! Here is why giving back to your community is good business.... more Tax Help: How to Choose a CPA A CPA can help the business owner stay attuned to changing tax law and emerging financial opportunities. Here are some tips for selecting a CPA.... more It’s Time for a Business Financial Check-up Give your business a periodic financial check-up. Know the critical areas of concern for your business’s financial wellness.... more Business Lines of Credit as a Cash Flow Solution Growing your business may sometimes lead to a temporary cash crunch. Having a business line of credit can help you through those times.... more The Importance of Valuing Your Business Now Do you know the value of your business? There are many reasons why you should have your business appraised.... more What’s Your Business Exit Plan? Your business exit plan increases the likelihood that your future will happen as you want it to happen. It is never too early to plan your exit strategy.... more

First QTR

Insuring Your Most Valuable Assets – Your Key Employees What would happen to your business if a key employee died or was disabled? Learn why Key Person Insurance is important for your business.... more Buy-Sell Agreements are Essential Business Planning Tools Having a Buy-Sell Agreement allows a surviving business partner to buy out the interest .of a deceased partner’s family. Learn why this is important and the benefits of having such a plan... more Is it Time to Hire an Accountant? Being your own accountant while running your business may not be the wisest move. Besides doing your taxes, here are some tips for why you should have an accountant.... more The Advisory Team Every Business Owner Needs Having an advisory team for your business is a smart idea to help you plan all aspects of your business. Here are some tips on finding who you need for your advisory team.... more Achieving Business Gains Through Outsourcing Outsourcing certain business tasks can be advantageous to your business. Here are some ideas for what to outsource and tips for selecting the right services.... more

Second QTR

The Best Ways for Business Owners to Invest The amount of control you give to the investment manager determines the type of services you will receive. Here is some basic information on the three types of investment management services... more 5 Things to Know Before Taking on a Partner Business partnerships that have gone bad can ruin your business. Carefully investigate your prospects.... more The Biggest Security Risk for Small Businesses Phishing attacks are up more than 800%. Most businesses can expect to be a target. Do you provide security training to all your employees?... more You Must Choose Your Customers, Narrow Your Focus and Dominate Your... Knowing your customers and having a value discipline to be exceptional at is key to sustaining growth and profitability.... more The Versatility of Life Insurance for Business Owners Life Insurance policies can be used in various ways to protect your business. Working with an insurance professional will help you determine what you might need.... more Revenue, Profits, Cash Flow—What’s the Difference? Revenue, profits, and cash flow are interrelated but quite different in terms of their impact on your business. Here is a breakdown of what they are and what they do.... more

Third QTR

Getting to Yes with a Solid Loan Proposal Learn the key components lenders want to see in a business loan proposal.... more How to Create Shared Economic Value Define your business success not just with profits but, how you can increase society’s capacity to drive positive economic and social progress.... more For Business Owners, Time is Precious, So Don’t Waste It Are you organizing, prioritizing and delegating business functions that free you up to work on the business? Here are some tips to do just that.... more Why a Business Banking Relationship is Important to Your Business Establishing a business relationship with a banker is important to your business. Developing the integrity and trust over time will help you have a partner you can count on.... more Why It's Important to Know Your Business's Debt Capacity Your business’s capacity to take on debt is important when an opportunity arises that requires a loan. Here is what you need to know.... more Now is the Time to Think About Capital Expenditures Are you considering capital expenditures for your business? Now is a great time to sit down with our business banker to discuss financing options.... more

Fourth QTR

Behind on Saving for Retirement? Here’s How Business Owners Can Catch... Business Owners - it’s not too late to put more away for your retirement! Take full advantage of available tax savings with the time you have left before retirement.... more Time is Money: 5 Ways to Save on Your Accounting Bill As your business grows your accounting needs expand. It is costly when your accountant needs to put your files in order. Here are ways to do that before you give them to your accountant.... more Will Your Business Become a Victim of Wire Fraud? You must be the first line of defense against wire fraud. Educating you and your employees on the risks and vulnerabilities is key to keeping your business safe.... more Will Your Business Survive the Next Disaster? Does your business have a Business Continuity Plan? Read what you need to know and how to implement one.... more Unlock Your Business’s Potential Through Outsourcing A small business owner wears many hats. Some of them may require you to do functions that could be done by others and free up your time for more important endeavors. Is it time to outsource?... more Networking Your Way to Business Success Building a business support network doesn’t have to me difficult. Try these 5 support mechanisms to help you grow.... more